"Welcome to The New Beginning—where I empower individuals and couples. As a Educated Counselor and Certified Coach, I want to help you protect what matters most: your love life, your well-being, family and your future…
Your way."
The New Beginning, LLC.
The New Beginning, LLC.
Meet
Tina Smith
With over 20 years of experience, I am passionate about helping families secure their future, strengthen their love life, and achieve lasting peace of mind. As an Educated Counselor and Certified Coach, I combine my knowledge and experience to guide individuals, couples and families toward a more balanced, fulfilling life.
My mission is to empower you to protect your relationships, family, future, and overall well-being; ensuring you are fully prepared for whatever life may bring. I believe everyone has the potential to live a purposeful, thriving life, and I am here to support you in making informed decisions that align with your values and beliefs.
I specialize in overall Wellness! Mastering in Marriage/Pre-Marital Counseling, Spiritual Growth, Financial Securities, and Fitness/Nutrition. My goal is to help you create lasting change across all areas of life—spiritually, emotionally, physically, and financially.
Whether you’re seeking guidance in your relationships, planning for the future, or focusing on improving your physical and mental well-being, I’m here to help you navigate your journey with confidence. Together, we’ll build a solid foundation for a successful, balanced future.
Your peace of mind is my top priority, and I am committed to helping you reach your fullest potential while preparing for a brighter tomorrow, today.
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Secure YOUR future by protecting what matters most—YOUR way!
Secure YOUR future by protecting what matters most—YOUR way!
Permanent Insurance
Financial protection and security for your loved ones in the event of your death. It pays a death benefit to your beneficiaries, helping them cover expenses such as funeral costs, debts, living expenses, mortgage payoff and future financial needs. This ensures your family is supported, maintains their quality of life, and has the financial security to move forward, even in your absence.
*IUL policies offer other living benefits and have an investment/security component that grows cash value. They are designed to provide both insurance protection and an opportunity for investment growth.
*Annuities provide regular income payments in exchange for an upfront investment. Some annuities have investment components, where the value of the annuity can grow based on market performance.
* Final Expense Designed to cover funeral costs, medical bills, and other end-of-life expenses. It helps ease the financial burden on your family during a difficult time, ensuring they don’t have to worry about paying for your funeral or outstanding debts.
* Mortgage/Rent Pays your beneficiary directly and helps ensure that your loved ones can continue making your mortgage or rent payments if you become seriously ill or pass away. Instead of paying the mortgage company directly, the benefit is provided to your beneficiary, allowing them to manage the payments and keep your home protected during difficult times.
Securities offer both a death benefit (like traditional life insurance) and the potential for financial growth (through investments), making them a hybrid of insurance coverage and investment options. These products can be used for long-term financial planning, offering benefits like wealth accumulation, tax advantages, and retirement income.
Note: Riders: Accidental, Terminally Ill, and others available depending upon needs
Term Insurance
Protects your family for the 10–30 years in the times they depend on you most. When your term ends, your monthly payments end too. Term coverage is typically more affordable than permanent coverage. No doctors, no needles, no paperwork (anything under $3 Million).
Life Insurance and Securities
A professional service where I assist you by assessing your current financial situation and provides guidance on managing your money. This can include budgeting, saving, investing, retirement planning, debt management, gaps, and insurance options. The goal is to create a personalized plan to help you achieve your financial goals and secure your financial future.
Financial Consultation
Designed to enhance physical fitness, mental clarity, emotional stability, spiritual balance, and proper nutrition, empowering individuals to live a healthier and more fulfilling life. Support, motivation, and accountability!!!! These services focus on promoting holistic well-being, addressing not only physical health but also mental, spiritual and emotional resilience, helping clients achieve a balanced lifestyle that supports long-term wellness.
Health and Wellness
Marital/Pre-Marital Counseling
Build strong, healthy relationships by addressing and resolving issues before and during marriage. Both types of counseling aim to strengthen relationships, foster understanding, and promote long-term happiness and stability in the partnership.
*Pre-marital counseling focuses on preparing couples for a successful marriage by exploring topics such as communication, expectations, conflict resolution, finances, and intimacy, ensuring both partners are aligned in their faith, goals and values.
*Marital counseling supports couples in navigating challenges during their marriage, helping them improve communication, rebuild trust, enhance emotional connection, and find practical solutions and spiritual guidance to ongoing issues.
Successfully Single
Successfully single means living with purpose, peace, and confidence in your God-given identity—without waiting for a relationship to define your worth. It's about growing spiritually, emotionally, and mentally, while building a life that honors God and prepares you for what’s next.
Through my counseling services, I help singles embrace this season with clarity and strength—addressing emotional healing, relationship patterns, self-worth, health, and finances—so you can thrive as a whole person, not a half waiting to be completed.
*Faith Based Option available
A Personalized session where a client’s overall well-being is assessed in key areas such as physical health, spiritual balance, mental clarity, emotional stability, relationships, financial security, and life goals. During this consultation, the client discusses their current challenges, goals, and areas where they seek improvement.
The goal of a Comprehensive Wellness Consultation is to offer a well-rounded approach to personal growth and problem-solving, empowering clients to make informed decisions and create a balanced, healthier, and more fulfilling life.
Comprehensive Wellness Consultation
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Tina Smith
(510) 368-6226